How a Bankruptcy Lawyer Can Help You

If you’ve decided to declare bankruptcy, then finding a bankruptcy lawyer in Indiana should be your next step.

Call an Expert in Bankruptcy Law

You can research and fill out all of the necessary paperwork on your own, but this is not the time to take on a do-it-yourself-project, especially when it comes to something as important and complex as your financial well-being. A recent court survey found that individuals trying to file bankruptcy without an attorney were eight times more likely to have their case dismissed outright than those filing with an attorney. That doesn’t even count the thousands of folks whose cases who lost assets that they could have protected if they had proper legal advice.

You might be tempted to enlist a paralegal, law student or even a lawyer who is inexperienced in bankruptcy law. As well-intentioned as your attempt to save money or seek out help from friends or family might be, you’re much better off hiring an Indiana, bankruptcy attorney.

Don’t Risk Having Your Case Dismissed

At Perez & Perez, we only practice bankruptcy law. We’re a family-run law firm with offices in Lafayette and Indianapolis, IN. We can guide you through the entire process with an eye towards making sure everything is done correctly and professionally.

When it comes to bankruptcy, you don’t have to go it alone. We’ll explain the differences between Chapter 7 and Chapter 13 bankruptcy, and counsel you on which one is better for you and your particular circumstances.

Depending on your situation, bankruptcy might not even be necessary. We can also go over other options with you, including debt consolidation or debt settlement.

Relieve the Stress of Debt

If you’re considering bankruptcy, this is probably a stressful time in your life. Whether your financial situation is simple or complex, we can help.

We’re here to listen and offer advice in a clear, compassionate, non-judgmental setting. You shouldn’t be sitting in front of a computer, trying to figure things out on your own.

As bankruptcy lawyers, we can handle everything from start to finish and put you on the road to financial recovery sooner. You’ll also have the peace of mind of knowing that you chose the right debt relief option for you and that everything was filed correctly.

Here at Perez & Perez, we also keep current with any changes to Indiana bankruptcy laws and understand how they may affect our clients. We know what and when to file, as well as what to avoid when filing.

Creditors Calling Non-Stop?

If you’re contemplating bankruptcy, you can’t ignore your predicament and simply shut off your phone. Nor should you rely on the internet for advice, much of which can be inaccurate or incorrect for Indiana residents.

Filing for bankruptcy on your own can end up costing you dearly, especially if you make the wrong decisions or file incorrectly and lose assets you could have protected. Filing bankruptcy without an attorney is a lot like rebuilding your car’s transmission. Sure, it might work out ok if you kind-of know what you are doing. Or it could lead to way more expensive problems than if you just hired a professional to do it right from the start.

Don’t Wait Too Long!

Even the timing of your filing can be crucial to protecting assets. At Perez & Perez, we’ll review your situation to see when the best time to file will be. Are you expecting a bonus from work or a tax refund? Do you know when to file if these events will be happening to you?

As stressful as filing for bankruptcy may seem, having the bankruptcy attorneys at Perez & Perez on your side can help make the whole process much easier. The laws surrounding personal bankruptcy are complicated. With our expertise and experience, we can help you get back on your financial feet sooner.