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    A Team that Cares


    As a family law firm, you can trust Perez and Perez to help you discharge your debts while protecting as many of your assets as possible. 


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    Bankruptcy and Debt Assistance


    Whether you are considering Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, or trying to consolidate debt, we can review and help you choose the best option for your situation. 


    Learn About Our Services 
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    Debt Education and Resources


    We want you to have all the information you need to understand your debt and how we can help you! Our blog contains many useful resources regarding bankruptcy and personal finance.


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Call Us! Lafayette- (765) 588-5080  |  Indianapolis-  (317) 634-5968

Indianapolis Bankruptcy Attorneys

At Perez & Perez, we represent consumers in the areas of Chapter 7 and Chapter 13 bankruptcy. With offices in Lafayette and Indianapolis, we serve a wide area of central and Southern Indiana. Perez & Perez is a family owned law firm. We understand how much finances affect your life and are here to help.

Your bills are piling up and you’re starting to feel overwhelmed. You don’t have to go it alone. In fact, trying to handle any financial difficulties yourself can make matters worse.
By seeking the professional services of Perez & Perez, you can take charge of your situation. You don’t have to dread answering the phone or avoid going through your mail, worried about possible calls and letters from creditors. 
Ignoring your bills won’t make them go away and usually lead to bigger problems.
The most important first step you can take on the road to a new financial future is to call us. We’ll help you learn what your options are. 

It takes courage to admit that the problem has gotten out of hand. It’s also the smartest thing you can do if you feel that your debts are multiplying.

At Perez & Perez, we practice consumer bankruptcy law and debt relief exclusively. We’re here to help you through this difficult time, and advise you on the best course of action for you. By limiting our practice to Indiana bankruptcy law, we can be well versed in the intricacies of that practice and maximize your experience.  Once you consult with us, we’ll know the best course of action for you, as well as which pitfalls to avoid so that your case is handled correctly.  

We know this can be a highly stressful time for our clients, so we get to work on stopping the intrusive phone calls and letters immediately. You can begin getting back to your everyday life while we handle the rest.

 

You can get through your current financial issues. You don’t have to fret about harassing collections calls at work, avoid social situations or spend another sleepless night worrying. 

By calling the offices of Perez & Perez, you can do more than just sort out your bills: you can achieve financial recovery as well.

Attorneys Cassandra and Jay Perez have years of combined legal experience. They’ll represent your best interests while making the whole process as painless, quick and transparent as possible.

Contact Our Indianapolis Bankruptcy Lawyers

 

Indianapolis Ch 7 Bankruptcy

Most Indiana consumers look to file a Chapter 7 Bankruptcy. If you qualify, you can eliminate all of your unsecured debt and protect your belongings. The entire process is relatively short in duration, taking about four months from filing to discharge.

To see if you qualify, we must look at several factors, including your income, expenses, assets, household size, and in some cases, a means test that compares your household income to the median income. We will do everything in our power to help you qualify for a Chapter 7 Bankruptcy when appropriate. 


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Indianapolis Ch 13 Bankruptcy

If you have a higher household income and/or highly valued personal assets, you may not qualify for a Chapter 7 Bankruptcy, or filing under Chapter 7 may not be in your best interests.

If that’s the case, we can look to file a Chapter 13 Bankruptcy on your behalf instead. 

Chapter 13 Bankruptcy restructures your debt, which will allow you to protect major assets, such as your home, cars, and other belongings; while addressing tax, credit card debts, medical bills, and other debts. The full amount of your debts may not be forgiven, but we can help you work out a reasonable repayment plan over a period of time for the portion that you must pay.



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Bankruptcy Alternatives

Bankruptcy is not the only answer.  If bankruptcy is not the best choice for you, we will refer you to an alternative debt settlement solution, debt consolidation, or other option, depending on your circumstances.


 

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Ready to get your financial freedom back?

Contact Perez & Perez Bankruptcy today to get started.

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Jay Perez

Partner

Cassandra Perez

Partner

Meet the Indianapolis Bankruptcy Attorneys

We’re Jay and Cassandra Perez, and we’re a husband and wife legal team. As members of a knowledgeable, dedicated family business, we understand how much your finances can affect your own family.

We want to help. Bankruptcy laws can be complex. We invite you to get in touch with us so we can work together to provide the best outcome for you and your loved ones.


Get to Know Us
  • Mr. Perez went above and beyond the call of duty in assisting me with a legal question. He seems very professional and knowledgeable.

    ~Jerry
  • Jay is amazingly intelligent. He knows the law and he will guide you through everything you need to know. He is patient, polite, knowledgeable.

    ~Lindsey