Lafayette (765) 588-5080 | Indianapolis (317) 634-5968
Brownsburg (317) 836-5950
How long does it take to rebuild credit after filing bankruptcy?
We know that your current debts are only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible.
For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? You need credit to rent an apartment, buy a car. In fact, more and more, employers are running credit checks on potential employees.
You might have heard that you can't get credit for 10 years after bankruptcy and other scary myths. With all the misinformation out there, you might be anxious or afraid of what might happen to your credit. These are perfectly normal emotions to have, but it doesn't have to be this way!
It is possible to have a 720 credit score just 12-24 months after your bankruptcy discharge!
As we always tell our clients, the FICO credit scoring system is a secret formula that banks came up with to determine who would be a profitable customer for them. It is not really about whether you are a responsible user of credit, but whether they believe they would make money with you as their customer.
We work with a program called "7 Steps to a 720 Credit Score" that has figured out the basic principles of the FICO scoring models. The program teaches you how to correct errors on your credit report and establish positive credit after bankruptcy, which makes you look appealing to the banks, and therefore gets you to a higher credit score.
This is NOT some kind of shady "credit repair" that promises to remove negative information from your credit report. The truth is you can't legally and ethically remove true information from your reports. This program is about teaching you how to add truthful positive information around the negative to give future creditors the entire picture.
To learn more about the program, visit: 7 Steps to a 720 Credit Score
Access to this amazing credit education program included with every bankruptcy case we file.
To get started, call us today to schedule a consultation. There’s no faster way to build credit after a bankruptcy than through Perez & Perez and 7 Steps to a 720 Credit Score.
Disclaimer
We are a debt relief agency helping people file for relief under the bankruptcy code. The information contained herein is not legal advice. Any information you submit to Perez & Perez via this website may not be protected by attorney-client privilege. An attorney responsible for the content of this Site is Juan A. Perez Jr., licensed in Indiana with offices at 333 N. Alabama St., Ste 350A, Indianapolis, IN 46204.
Mailing address: PO Box 1019, Brownsburg, IN 46112
Email: contact@perezlawindiana.com
Indianapolis, IN 46204
(317) 634-5968
OTHER OFFICE LOCATIONS
Perez & Perez Bankruptcy
133 N. 4th Street, Ste 409
Lafayette, IN 47901
(765) 588-5080
Perez & Perez Bankruptcy
7230 Arbuckle Commons, Ste 152
Brownsburg, IN 46112
(317) 836-5950
