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Perez & Perez Bankruptcy Blog
What is Bankruptcy Redemption? Redemption is authorized by Section 722 of the Bankruptcy Code. Redemption allows someone in Chapter 7 to keep personal property by paying the creditor the Fair Market Value of the item rather than the amount owed on the loan. It is most commonly used for cars. For example, say your car is…
Do you have a debt plan? If you are struggling to pay your debts, it is important to have a plan to get out. All too often, we see our clients deplete their retirement accounts, sell their cars or other items, and work themselves sick in an attempt to pay down their debts without a real…
One of the questions we get asked most frequently relates to mortgages and reaffirmation agreements. This usually comes up a few years after you have completed your Chapter 7. You may want to refinance your home mortgage to draw out some equity or because of better interest rates being offered by lenders. The mortgage company says you can’t refinance…
Where do judgment liens come from? When someone sues you for money, whether for a medical bill, credit card debt, repossession balance, or any other debt, if they win the lawsuit, they get a judgment against you. A judgment is just a court order that says the court agrees that you owe the money to the…
If you were previously a client of Macey Bankruptcy Law in Central or Southern Indiana, your chapter 7 or chapter 13 bankruptcy cases have likely been transferred to our office. You may be aware that Macey Bankruptcy Law (aka Jacoby & Meyers Bankruptcy) has gone out of business. In fact, some of MBL’s creditors have filed an involuntary bankruptcy…
Perez & Perez is excited to present our new website! We hope to provide clients with a wealth of information so they can make informed financial decisions. Our blog is a resource for client education so check back often for the great tips and information!
We are a debt relief agency helping people file for relief under the bankruptcy code. The information contained herein is not legal advice. Any information you submit to Perez & Perez via this website may not be protected by attorney-client privilege. An attorney responsible for the content of this Site is Juan A. Perez Jr., licensed in Indiana with offices at 333 N. Alabama St., Ste 350A, Indianapolis, IN 46204.
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Perez & Perez Bankruptcy
133 N. 4th Street, Ste 409
Lafayette, IN 47901