Posts Tagged ‘chapter 13’
Macey Bankruptcy Law – Indiana cases transferred to Perez & Perez
If you were previously a client of Macey Bankruptcy Law in Central or Southern Indiana, your chapter 7 or chapter 13 bankruptcy cases have likely been transferred to our office. You may be aware that Macey Bankruptcy Law (aka Jacoby & Meyers Bankruptcy) has gone out of business. In fact, some of MBL’s creditors have filed an involuntary bankruptcy…
Read MoreAvoiding Judgment Liens
Where do judgment liens come from? When someone sues you for money, whether for a medical bill, credit card debt, repossession balance, or any other debt, if they win the lawsuit, they get a judgment against you. A judgment is just a court order that says the court agrees that you owe the money to the…
Read MoreDon’t Wait Too Long Before Contacting a Bankruptcy Attorney
Do you have a debt plan? If you are struggling to pay your debts, it is important to have a plan to get out. All too often, we see our clients deplete their retirement accounts, sell their cars or other items, and work themselves sick in an attempt to pay down their debts without a real…
Read MoreBenefits of Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a repayment plan, overseen by the Court, to help you deal with your debts. A Chapter 13 Bankruptcy usually lasts between 3 and 5 years and allows debtors to reorganize their debts. Benefits of Chapter 13 Bankruptcy Chapter 7 Bankruptcy is the more common type of bankruptcy filed by individual consumers. It is popular because…
Read MoreTax Refunds and Bankruptcy
It is officially tax refund season! If you normally get a tax refund and have filed or are considering bankruptcy chapter 7, there are a number of issues to be aware of. Tax Refunds can be Assets in Chapter 7 Bankruptcy Your tax refund is money the government owes to you. In Indiana, we have limited exemptions for protecting…
Read MoreHow to Manage Your Debt
Most of us have carried some form of debt at one time or another, be it a student loan, mortgage or credit card. But no matter what your income level is, if you don’t manage your monthly budget, your debt can quickly spiral out of control. Ideally, borrowing just what you need and making timely…
Read MoreYou’re Bankrupt, Now What?
You’ve declared bankruptcy and are ready to start a new financial life. Your credit, which may have already been shaky, has taken a significant hit. While a Chapter 13 bankruptcy will stay on your credit report for seven years, and a Chapter 7 for ten years, that doesn’t mean it will take that long to rebuild your life.…
Read MoreHow a Bankruptcy Lawyer Can Help You
If you’ve decided to declare bankruptcy, then finding a bankruptcy lawyer in Indiana should be your next step. Call an Expert in Bankruptcy Law You can research and fill out all of the necessary paperwork on your own, but this is not the time to take on a do-it-yourself-project, especially when it comes to something as…
Read More5 Tips for Debt Management in Lafayette, IN
We know that debt management can certainly cause stress for members of the Lafayette, IN community, but there are several ways to make it easier. At Perez & Perez Bankruptcy, we are dedicated to helping people with debt management problems in the Lafayette, IN area. We even offer bankruptcy alternatives to help you manage your debt, including…
Read MoreWhat Personal Bankruptcy Can and Cannot Do
Personal bankruptcy can be a good option for people with specific needs, but it can only do so much. Sometimes people are under the impression that bankruptcy can provide more help than it truly does. While it can be disheartening, it is good to have a reality check. Here at Perez & Perez, we can help prepare…
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