Perez & Perez Bankruptcy

Posts Tagged ‘debt management’

Saving Money On Your Car Loan Through Redemption

Redemption car payment savings file bankruptcy Indianapolis IN

What is Bankruptcy Redemption? Redemption is authorized by Section 722 of the Bankruptcy Code. Redemption allows someone in Chapter 7 to keep personal property by paying the creditor the Fair Market Value of the item rather than the amount owed on the loan.   It is most commonly used for cars. For example, say your car is…

Read More

Benefits of Chapter 13 Bankruptcy

stop creditor calls indianapolis Indiana Chapter 13 bankruptcy

Chapter 13 Bankruptcy is a repayment plan, overseen by the Court, to help you deal with your debts. A Chapter 13 Bankruptcy usually lasts between 3 and 5 years and allows debtors to reorganize their debts. Benefits of Chapter 13 Bankruptcy Chapter 7 Bankruptcy is the more common type of bankruptcy filed by individual consumers. It is popular because…

Read More

Tax Refunds and Bankruptcy

tax refunds and bankruptcy in Indianapolis IN

  It is officially tax refund season! If you normally get a tax refund and have filed or are considering bankruptcy chapter 7, there are a number of issues to be aware of.  Tax Refunds can be Assets in Chapter 7 Bankruptcy Your tax refund is money the government owes to you.  In Indiana, we have limited exemptions for…

Read More

How to Manage Your Debt

Manage Your Debt File Bankruptcy Indianapolis IN

Most of us have carried some form of debt at one time or another, be it a student loan, mortgage or credit card.   But no matter what your income level is, if you don’t manage your monthly budget, your debt can quickly spiral out of control. Ideally, borrowing just what you need and making timely…

Read More

5 Tips For Credit Card Debt Relief

file bankruptcy indianapolis indiana for credit card debt relief

If you feel that your credit card debt has grown too large, you can take steps to reduce it. There are several relief options, but all have the same goal: to help you pay back what you owe in more manageable amounts. At Perez & Perez, we can answer your questions about each option. Balance Transfers You’ll need a…

Read More

Tips for Credit Consolidation

credit consolidation when you file bankruptcy indianapolis indiana

Credit consolidation involves combining all of your debt into one loan, giving you one monthly payment instead of several spread out throughout the month. First, consider whether debt consolidation is right for you and your particular situation. The lawyers at the law firm of Perez & Perez of Indianapolis, IN, only practice bankruptcy law. However,…

Read More

How a Bankruptcy Lawyer Can Help You

If you’ve decided to declare bankruptcy, then finding a bankruptcy lawyer in Indiana should be your next step. Call an Expert in Bankruptcy Law You can research and fill out all of the necessary paperwork on your own, but this is not the time to take on a do-it-yourself-project, especially when it comes to something as…

Read More

5 Tips for Debt Management in Lafayette, IN

debt management indianapolis indiana debt consolidation file bankruptcy

  We know that debt management can certainly cause stress for members of the Lafayette, IN community, but there are several ways to make it easier. At Perez & Perez Bankruptcy, we are dedicated to helping people with debt management problems in the Lafayette, IN area. We even offer bankruptcy alternatives to help you manage your debt,…

Read More

What Personal Bankruptcy Can and Cannot Do

Chapter 7 Bankruptcy and Chapter 13 bankruptcy Indianapolis IN

  Personal bankruptcy can be a good option for people with specific needs, but it can only do so much. Sometimes people are under the impression that bankruptcy can provide more help than it truly does. While it can be disheartening, it is good to have a reality check. Here at Perez & Perez, we can help prepare…

Read More

Looking For A Bankruptcy Attorney in Indianapolis, IN?

bankruptcy law firm indianapolis indianapolis in debt consolidation

  Do you break out into a sweat every time the phone rings? Is there a large stack of intimidating papers growing on your tables and desks? Is your food pantry becoming more and more empty? We know these concerns can be worrying and even frightening. But you don’t have to remain under the dark…

Read More