Tax Refunds and Bankruptcy

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It is officially tax refund season! If you normally get a tax refund and have filed or are considering bankruptcy chapter 7, there are a number of issues to be aware of.  Tax Refunds can be Assets in Chapter 7 Bankruptcy Your tax refund is money the government owes to you.  In Indiana, we have limited exemptions for protecting…

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How to Manage Your Debt

Manage Your Debt File Bankruptcy Indianapolis IN

Most of us have carried some form of debt at one time or another, be it a student loan, mortgage or credit card.   But no matter what your income level is, if you don’t manage your monthly budget, your debt can quickly spiral out of control. Ideally, borrowing just what you need and making timely…

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You’re Bankrupt, Now What?

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You’ve declared bankruptcy and are ready to start a new financial life. Your credit, which may have already been shaky, has taken a significant hit. While a Chapter 13 bankruptcy will stay on your credit report for seven years, and a Chapter 7 for ten years, that doesn’t mean it will take that long to rebuild your life.…

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How a Bankruptcy Lawyer Can Help You

If you’ve decided to declare bankruptcy, then finding a bankruptcy lawyer in Indiana should be your next step. Call an Expert in Bankruptcy Law You can research and fill out all of the necessary paperwork on your own, but this is not the time to take on a do-it-yourself-project, especially when it comes to something as…

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5 Tips for Debt Management in Lafayette, IN

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We know that debt management can certainly cause stress for members of the Lafayette, IN community, but there are several ways to make it easier. At Perez & Perez Bankruptcy, we are dedicated to helping people with debt management problems in the Lafayette, IN area. We even offer bankruptcy alternatives to help you manage your debt, including…

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What Personal Bankruptcy Can and Cannot Do

Chapter 7 Bankruptcy and Chapter 13 bankruptcy Indianapolis IN

Personal bankruptcy can be a good option for people with specific needs, but it can only do so much. Sometimes people are under the impression that bankruptcy can provide more help than it truly does. While it can be disheartening, it is good to have a reality check. Here at Perez & Perez, we can help prepare…

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