Perez & Perez Bankruptcy

Posts Tagged ‘Indiana bankruptcy’

New Website Launch

Perez & Perez is excited to present our new website! We hope to provide clients with a wealth of information so they can make informed financial decisions. Our blog is a resource for client education so check back often for the great tips and information!

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Macey Bankruptcy Law – Indiana cases transferred to Perez & Perez

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If you were previously a client of Macey Bankruptcy Law in Central or Southern Indiana, your chapter 7 or chapter 13 bankruptcy cases have likely been transferred to our office. You may be aware that Macey Bankruptcy Law (aka Jacoby & Meyers Bankruptcy) has gone out of business.   In fact, some of MBL’s creditors have filed an involuntary bankruptcy…

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Avoiding Judgment Liens

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  Where do judgment liens come from? When someone sues you for money, whether for a medical bill, credit card debt, repossession balance, or any other debt, if they win the lawsuit, they get a judgment against you.   A judgment is just a court order that says the court agrees that you owe the money to the…

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Benefits of Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy is a repayment plan, overseen by the Court, to help you deal with your debts. A Chapter 13 Bankruptcy usually lasts between 3 and 5 years and allows debtors to reorganize their debts. Benefits of Chapter 13 Bankruptcy Chapter 7 Bankruptcy is the more common type of bankruptcy filed by individual consumers. It is popular because…

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Tax Refunds and Bankruptcy

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  It is officially tax refund season! If you normally get a tax refund and have filed or are considering bankruptcy chapter 7, there are a number of issues to be aware of.  Tax Refunds can be Assets in Chapter 7 Bankruptcy Your tax refund is money the government owes to you.  In Indiana, we have limited exemptions for…

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How to Manage Your Debt

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Most of us have carried some form of debt at one time or another, be it a student loan, mortgage or credit card.   But no matter what your income level is, if you don’t manage your monthly budget, your debt can quickly spiral out of control. Ideally, borrowing just what you need and making timely…

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You’re Bankrupt, Now What?

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You’ve declared bankruptcy and are ready to start a new financial life. Your credit, which may have already been shaky, has taken a significant hit. While a Chapter 13 bankruptcy will stay on your credit report for seven years, and a Chapter 7 for ten years, that doesn’t mean it will take that long to rebuild your life.…

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5 Tips For Credit Card Debt Relief

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If you feel that your credit card debt has grown too large, you can take steps to reduce it. There are several relief options, but all have the same goal: to help you pay back what you owe in more manageable amounts. At Perez & Perez, we can answer your questions about each option. Balance Transfers You’ll need a…

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Tips for Credit Consolidation

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Credit consolidation involves combining all of your debt into one loan, giving you one monthly payment instead of several spread out throughout the month. First, consider whether debt consolidation is right for you and your particular situation. The lawyers at the law firm of Perez & Perez of Indianapolis, IN, only practice bankruptcy law. However,…

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