Perez & Perez Bankruptcy

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Saving Money On Your Car Loan Through Redemption

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What is Bankruptcy Redemption? Redemption is authorized by Section 722 of the Bankruptcy Code. Redemption allows someone in Chapter 7 to keep personal property by paying the creditor the Fair Market Value of the item rather than the amount owed on the loan.   It is most commonly used for cars. For example, say your car is…

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Benefits of Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy is a repayment plan, overseen by the Court, to help you deal with your debts. A Chapter 13 Bankruptcy usually lasts between 3 and 5 years and allows debtors to reorganize their debts. Benefits of Chapter 13 Bankruptcy Chapter 7 Bankruptcy is the more common type of bankruptcy filed by individual consumers. It is popular because…

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5 Tips for Debt Management in Lafayette, IN

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  We know that debt management can certainly cause stress for members of the Lafayette, IN community, but there are several ways to make it easier. At Perez & Perez Bankruptcy, we are dedicated to helping people with debt management problems in the Lafayette, IN area. We even offer bankruptcy alternatives to help you manage your debt,…

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